Expert Advice – Not Quick Sales Talk

What is the difference between a bank and a broker?

Key Benefits

Bob and Carole were moving to a new area and needed to buy a home. They got advice from two of their friends. The first friend told them to call a bunch of banks to get their loan. "They are a bank – they have the money and the best rates in town."

So they called several banks. They were devastated by the news. The best deal they could get was a loan at a 10% interest rate and they had to have a 20% down payment. They couldn’t buy a house – they thought.

Bob and Carole had survived tragic family health problems four years ago – the good news, the bad news – their personal finances were wiped out. They had great credit – but no net worth. They had lost it all – over 15 years of systemized savings. But even through the tough times, they never missed a payment.

Fortunately for Bob and Carole, another friend referred them to Right Trac Financial Group.

As a broker – similar to a travel agent – we at Right Trac Financial Group were able to search a large database of loan products to find one that fit their situation.

We accurately documented their situation and were able to get them approved for a loan at 7.5% with only 3% down payment.

Bob and Carole were overjoyed. They had almost lost sight of their dreams because no one took the time to research their special needs. "It pays to seek professional advice from a Home Loan Specialist that will take the time to really understand your unique financial situation!"